*{box-sizing:border-box;margin:0;padding:0}
body{font-family:"Inter","Segoe UI",Helvetica,Arial,sans-serif;color:#1b2333;background:#fff;overflow-x:hidden}
.wrap{max-width:1180px;margin:0 auto;padding:0 32px}
header{border-bottom:1px solid #eef1f5}
.nav{display:flex;align-items:center;gap:28px;height:72px}
.logo{display:flex;align-items:center;gap:10px;font-weight:800;font-size:20px}
.mark{width:32px;height:32px;border-radius:9px;background:linear-gradient(135deg,#3b82f6,#06b6d4);display:grid;place-items:center;color:#fff}
.wn{font-size:11px;color:#8a96a8;font-weight:500}
.links{display:flex;gap:24px;color:#4b5563;font-size:15px;margin-left:24px}
.sp{flex:1}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:0 20px;border-radius:10px;font-weight:600;font-size:15px;border:1px solid #d3dae6;color:#1b2333;text-decoration:none}
.pri{background:#004d99;border-color:#004d99;color:#fff}
.hero{background:linear-gradient(180deg,#eef6fb,#fff);padding:72px 0 56px}
.hero .grid{display:grid;grid-template-columns:1.1fr 1fr;gap:48px;align-items:center}
.eyebrow{display:inline-block;background:#dff4f8;color:#004d99;font-weight:600;font-size:13px;padding:6px 12px;border-radius:99px;margin-bottom:18px}
h1{font-size:50px;line-height:1.08;letter-spacing:-.02em}
.lead{font-size:19px;color:#4b5563;margin:18px 0 28px;line-height:1.5}
.ctas{display:flex;gap:12px;flex-wrap:wrap}
.shot{background:#001f42;border-radius:16px;padding:18px;box-shadow:0 20px 50px rgba(15,27,45,.18)}
.shot .row{background:#1e2c44;border-radius:10px;padding:14px;margin-bottom:10px;color:#c9d3e3;font-size:13px;display:flex;justify-content:space-between;gap:8px}
.shot b{color:#fff}
.tag{font-family:ui-monospace,Menlo,monospace;font-size:11px;background:#3b82f6;color:#fff;padding:2px 7px;border-radius:5px;white-space:nowrap;flex-shrink:0;align-self:center}
section{padding:64px 0}
h2{font-size:34px;letter-spacing:-.01em;margin-bottom:10px}
.subh{color:#66738a;font-size:17px;margin-bottom:32px}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.step{border:1px solid #e3e8f0;border-radius:14px;padding:20px}
.num{width:32px;height:32px;border-radius:9px;background:#dff4f8;color:#004d99;font-weight:800;display:grid;place-items:center;margin-bottom:12px}
.step h3{font-size:16px;margin-bottom:6px}.step p{color:#66738a;font-size:14px;line-height:1.45}
.band{background:#001f42;color:#fff;border-radius:18px;padding:40px;display:flex;align-items:center;gap:24px;flex-wrap:wrap}
.band p{color:#c9d3e3;margin-top:6px}
.who{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.who div{background:#f6f8fc;border-radius:14px;padding:20px;font-size:15px;color:#4b5563}
.who b{display:block;color:#1b2333;margin-bottom:6px}
footer{border-top:1px solid #eef1f5;padding:28px 0;color:#8a96a8;font-size:13px}
@media (max-width:700px){
 .wrap{padding:0 20px}.links{display:none}.nav .top-cta{display:none}
 .hero{padding:40px 0}.hero .grid{grid-template-columns:1fr;gap:32px}
 h1{font-size:34px}.lead{font-size:17px}.ctas{flex-direction:column;align-items:stretch}.ctas .btn{flex:none;width:100%;white-space:nowrap}
 .steps,.who{grid-template-columns:1fr}
 h2{font-size:26px}section{padding:44px 0}.band{padding:28px}.band .btn{width:100%}
}

.wn{font-size:11px;color:#66738a;font-weight:600;letter-spacing:.02em}
.links a{color:#4b5563;text-decoration:none;min-height:44px;display:inline-flex;align-items:center}
.links a.on{color:#004d99;font-weight:600}
.logo{text-decoration:none;color:#1b2333;min-height:44px}
.menu-btn{display:none;width:44px;height:44px;border-radius:10px;border:1px solid #d3dae6;background:#fff;font-size:20px;cursor:pointer}
.mnav{display:none}
.site.open .mnav{display:block;border-top:1px solid #eef1f5;padding:8px 20px 16px}
.mnav a{display:flex;align-items:center;min-height:48px;border-bottom:1px solid #f1f4f8;color:#1b2333;text-decoration:none;font-weight:500}
.pagehead{background:linear-gradient(180deg,#eef6fb,#fff);padding:56px 0 24px}
.pagehead h1{font-size:42px}
.flow{display:flex;gap:10px;flex-wrap:wrap;align-items:stretch;margin-bottom:8px}
.flow .f{flex:1;min-width:150px;background:#001f42;color:#fff;border-radius:14px;padding:18px}
.flow .f small{display:block;color:#9fb0c9;margin-top:6px;font-size:13px;line-height:1.4}
.flow .arr{display:flex;align-items:center;color:#94a3b8;font-size:22px}
.cards3{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.card{border:1px solid #e3e8f0;border-radius:14px;padding:22px;background:#fff}
.card h3{font-size:18px;margin-bottom:8px}.card p,.card li{color:#4b5563;font-size:15px;line-height:1.5}
.card ul{padding-left:18px;margin-top:10px}.card li{margin-bottom:6px}
.price{font-size:28px;font-weight:800;margin:10px 0 4px}
.ph{display:inline-block;background:#fff4dc;color:#9a6200;font-size:12px;font-weight:700;padding:4px 10px;border-radius:99px}
.card.feat{border:2px solid #004d99}
.formcard{max-width:560px}
.fld{margin-bottom:16px}.fld label{display:block;font-weight:600;font-size:14px;margin-bottom:6px}
.fld input,.fld select,.fld textarea{width:100%;min-height:44px;border:1px solid #cbd3e1;border-radius:10px;padding:10px 12px;font:inherit;font-size:16px;background:#fff}
.fld textarea{min-height:96px}
.two{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.note{font-size:13px;color:#66738a;margin-top:12px}
.ok{display:none;background:#e3f6ec;color:#127a46;border-radius:10px;padding:14px;margin-top:14px;font-weight:600}
.ok.show{display:block}
footer a{color:#66738a;text-decoration:none;display:inline-flex;align-items:center;min-height:44px;margin-right:16px}
.btn{cursor:pointer;font-family:inherit;background:#fff}.btn.pri{background:#004d99}
.fine{font-size:13px;color:#8a96a8}
.split{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:start}
@media (max-width:700px){
 .menu-btn{display:block}
 .pagehead{padding:36px 0 12px}.pagehead h1{font-size:30px}
 .cards3,.two,.split{grid-template-columns:1fr}
 .flow{flex-direction:column}.flow .arr{justify-content:center;transform:rotate(90deg)}
 .formcard .btn{width:100%}
}
.mark{font-weight:800;font-size:16px}
/* ===== ERO Billing brand ===== */
:root{--navy:#001f42;--navy2:#04284f;--blue:#004d99;--cyan:#05b8e1;--teal:#00d1d4}
header{background:#fff;position:relative;z-index:5}
.logo img{display:block;height:60px;width:auto}
.btn.pri{background:var(--blue);border-color:var(--blue);color:#fff}
.hero{position:relative;overflow:hidden;background:linear-gradient(115deg,#001a37 0%,#001f42 45%,#01284f 100%);color:#fff;padding:72px 0 0}
.heroart{position:absolute;top:0;right:0;bottom:0;width:46%;background:url(brand/hero-art.jpg) center/cover no-repeat}
.heroart:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,#001f42 0%,rgba(0,31,66,.55) 30%,rgba(0,31,66,0) 60%)}
.herobody{position:relative;z-index:1}
.hero .eyebrow{background:rgba(0,209,212,.14);color:#7fe9eb}
.hero h1{color:#fff;font-size:52px;max-width:640px}
.hero h1 .teal{display:block;color:var(--teal)}
.accent{width:120px;height:4px;border-radius:2px;background:var(--teal);margin:22px 0 4px}
.hero .lead{color:#c6d4e6;max-width:560px}
.btn.ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.45)}
.hero .btn.pri{background:var(--teal);border-color:var(--teal);color:var(--navy)}
.feats{display:grid;grid-template-columns:repeat(4,1fr);margin-top:48px;border-top:1px solid rgba(0,209,212,.55);padding:20px 0 26px;max-width:760px}
.fi{display:flex;align-items:center;gap:12px;font-size:15px;font-weight:600;color:#fff;line-height:1.25;padding:0 16px;border-left:1px solid rgba(0,209,212,.45)}
.fi:first-child{border-left:0;padding-left:0}
.fi img{width:40px;height:40px;object-fit:contain;flex-shrink:0}
.beats{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.beat{border:1px solid #e3e8f0;border-top:4px solid var(--teal);border-radius:14px;padding:24px;background:#fff}
.bn{width:36px;height:36px;border-radius:50%;background:var(--navy);color:var(--teal);font-weight:800;display:grid;place-items:center;margin-bottom:14px}
.beat h3{font-size:19px;margin-bottom:8px;color:var(--navy)}
.beat p{color:#4b5563;font-size:15px;line-height:1.5}
.beat details{margin-top:14px;border-top:1px solid #eef1f5;padding-top:6px}
.beat summary{cursor:pointer;font-weight:600;color:var(--blue);min-height:44px;display:flex;align-items:center;list-style:none}
.beat summary::-webkit-details-marker{display:none}
.beat summary:after{content:"+";margin-left:auto;font-size:20px;color:var(--teal)}
.beat details[open] summary:after{content:"–"}
.beat ul{padding-left:18px;margin-top:4px}.beat li{color:#4b5563;font-size:14.5px;line-height:1.5;margin-bottom:8px}
.band{background:linear-gradient(115deg,#001a37,#01284f);border-left:6px solid var(--teal)}
footer{background:var(--navy);border-top:4px solid var(--teal);color:#9fb3cc;padding:32px 0}
footer .wrap{display:flex;flex-wrap:wrap;align-items:center;gap:12px 28px}
.flogo img{display:block;height:63px;width:auto}
.flinks{display:flex;flex-wrap:wrap}
footer a{color:#c6d4e6}
footer .fine{color:#7f93ad;width:100%}
.pagehead{background:linear-gradient(115deg,#001a37,#01284f);color:#fff;border-bottom:4px solid var(--teal);padding:56px 0 36px}
.pagehead .lead{color:#c6d4e6;margin-bottom:0}
.card.feat{border:2px solid var(--blue)}
.links a.on{color:var(--blue)}
@media (max-width:900px){.heroart{display:none}.hero h1{font-size:40px}}
@media (max-width:700px){
 .logo img{height:44px}
 .hero{padding:40px 0 0}.hero h1{font-size:31px}
 .feats{grid-template-columns:1fr 1fr;gap:16px 0;margin-top:32px}
 .fi{border-left:0;padding:0 8px 0 0;font-size:14px}
 .beats{grid-template-columns:1fr}
 .pagehead{padding:36px 0 24px}
 footer .wrap{flex-direction:column;align-items:flex-start}
}

@media (max-width:1100px){
  .links{display:none}
  .menu-btn{display:block}
}
.nav .top-cta{white-space:nowrap}
.band .ctas{display:flex;gap:12px;flex-wrap:wrap}
.band .btn{background:transparent;color:#fff;border-color:rgba(255,255,255,.45)}
.band .btn.pri{background:var(--teal);border-color:var(--teal);color:var(--navy)}